Smart lending for an inclusive economy

We enable Banks and other Financial Institutions to automate, accelerate and improve their lending analytical requirements from sales, underwriting and monitoring processes as well as we potentiate the so called thin files small businesses to raise immediate cash.

Trusted by the best partners

Trusted by leading companies from around the globe.

Lendox Product Overview

API based automation, from sales to underwriting and monitoring

01

Know your customer

Leverage real-time data, advanced algorithms, and thousands of alternative data points to make well-informed, Regulatory, GDPR & AI Act compliant decisions. From social media behavior to psychometrics, Lendox paints a full picture of your clients, helping you reduce risks while enhancing customer experience.

02

Credit risk assesement

Our API integrates seamlessly into your workflows, allowing instant access to real-time credit insights. Designed for flexibility and scalability, Lendox adapts to your business needs, increasing efficiency, reducing fraud and providing tailored solutions that grow with you.

03

Loan monitoring

Cutting-edge technology meets unparalleled accuracy. With Lendox, you gain a competitive advantage in the ever-evolving lending market and economic conditions. Our platform helps you stay ahead, delivering insights that matter, when they matter.

Lendox Industry Solutions

Tailored solutions for
every industry

Banking

Accelerating analyst’s achievement, from sales to underwriting and monitoring, leveraging advanced deep tech and proprietary modelling to revolutionise the credit risk assessment.

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Enterprise

Our Enterprise Solution offers customisable scoring models and KYP(know your partner), tailored to your specific industry, market, and risk tolerance. Access the insights you need to mitigate risk and drive growth.

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Advisory

Through rigorous due diligence processes, we meticulously analyse financial statements, market trends, and regulatory landscapes to uncover hidden opportunities and mitigate potential risks both to SMEs and Corporate clients.

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Testimonials

"The partnership with iFactor represents a significant step for us in democratising access to financing for SMEs, highlighting the commitment of both companies to provide innovative solutions that meet the evolving needs of the financial sector."

Cristina Kalinov
Raiffeisen Bank
Nov 10. 2023
"KPMG appreciates Lendox's initiative in driving sustainable growth for SMEs. Their innovative global approach to funding, paired with a sophisticated credit risk assessment, empowers businesses to make informed financial decisions and unlock new opportunities. This blend of expertise not only mitigates risk but also fosters long-term business growth and resilience."

Laura Toncescu
KPMG
May 5, 2023
Lendox plays a pivotal role in supporting SMEs on their growth journey. By combining global financial solutions with advanced credit risk assessment, iFactor enables businesses to access funding more effectively, promoting stability and sustainable expansion. Their commitment to innovation and risk management aligns with our vision of empowering businesses worldwide."

Laura Stefan
Mastercard
Oct 12, 2024